Affordable healthcare solutions for everyone's budget
Choosing the right health plan can feel overwhelming. Keystone Benefits Plus is dedicated to helping you choose confidently.
Keystone Benefits Plus' Commitment
Keystone Benefits Plus offers transparent solutions that help self-employed professionals find the best plan for the best price.
Annual Savings
Innovative healthcare solutions. Saving your family up to $12,000* a year in premium and out of pocket cost.
PPO network with low co-pays through PHCS
The comfort of choosing a plan without having to change your doctor.
Keystone Solution
Our proven healthcare solution combines the best benefits with the largest network of primary care doctors at an affordable price.
“Keystone Benefits Plus offers healthcare solutions & services that help self-employed professionals and business owners obtain affordable healthcare.”
Auraben Plus
The Auraben Plus Plan has low Co-Pays for services such as doctor office and specialist visits, preventative care with no deductible to be met. This design is for individuals and families that have the occasional doctor visits and want the peace of mind knowing they are protected for the unforeseen events.
*IUA - Initial Unsharable Amount
Plan Rates
| Plan Type | Rate |
|---|---|
| Member Only | |
| Member & Spouse | |
| Member & Child(ren) | |
| Member & Family |
Auraben Primary
The Auraben Primary Plan was designed to offer a level of protection for the unforeseen events such as surgery, prolonged hospital stay, cancer, or any illness that could make a financial impact. This plan does offer access to doctors through a telemedicine service 24/7 via your phone.
*IUA - Initial Unsharable Amount
Plan Rates
| Plan Type | Rate |
|---|---|
| Member Only | |
| Member & Spouse | |
| Member & Child(ren) | |
| Member & Family |
IUA - Initial Unsharable Amount
This is the most you’ll have to pay for healthcare services during your plan period (per incident – think of it as your safety net in the event of a major health problem.) You have a max of 3 incidents where you pay the IUA in a 12-month period. If you have a 4th IUA and beyond the IUA is reduced to $500 per incident. Unlike a deductible or traditional max-out-of-pocket, the IUA does not reset until you are symptom-free for 12 months. If it took 5 years to go symptom-free, you would only pay the IUA once.
Major Medical
America's Choice
Level-funded Health Insurance
America's Choice is a next-gen health care platform that empowers people to control and predict costs, save money while getting the coverage they need.
Major Medical - WA/CA
Vault - ACA Compliant Health Plans
Your online benefits store offers a wide array of solutions available for you and your family. Browse for affordable solutions with no open enrollment periods and coverage with no employer sponsorship required.
Plans start as low as
$400.00 / Month
*Plan rates vary based on location, age, family size
** EIN is required to enroll
We have a plan for your protection.
Comprehensive benefit and peace of mind are a phone call away!
Dental & Vision Coverage
Dental & Vision Coverage helps cover the costs of dental and vision-related medical expenses.
Term Life Insurance
Term Life Insurance pays a death benefit to beneficiaries if the insured passes away during the policy's term.
Disability Coverage
Disability Coverage provides financial support to individuals who are unable to work due to a disability or illness.
Choosing the right health plan can feel overwhelming. Keystone Benefits Plus is dedicated to helping you choose confidently.
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251 Little Falls Dr
Wilmington, DE 19808
Phone
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Dental & Vision Coverage
Dental & Vision Coverage helps cover the costs of dental and vision-related medical expenses.
Term Life Insurance
Term Life Insurance pays a death benefit to beneficiaries if the insured passes away during the policy's term.
Disability Coverage
Disability Coverage provides financial support to individuals who are unable to work due to a disability or illness.